Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Joseph A. McNamee

Licensed Mortgage Loan Originator  |  Branch Manager, AVP

6100 Tower Circle | Suite 600
Franklin, TN 37067

615-308-4504 Direct

615-778-1015 Office
615-778-2806 Fax

LO NMLS ID #155570
Company NMLS ID #1599
TN State License #106931


Honesty, integrity, knowledge and hard work are the cornerstones to providing superior customer service. Franklin American Mortgage Company utilizes these qualities in every aspect of business. Because our marketing strategy is built on referrals, we guarantee to make your mortgage experience a great one!


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